
Infinity Capital Mortgage Management (ICMM) is Australia’s leading non-bank lender. We have many years of non-bank lender credit assessment experience. With years of assessment and mortgage management operations experience, we have helped many brokers clients achieve home settlement.
We have provided excellent assessment loan service for the brokers. ICMM gained countless trust and praise from brokers through professional teams and high-quality services.
Infinity Capital Mortgage Management (ICMM) promises to provide professional support to the mortgage brokers, provide high-quality products that are in line with the interests of customers, and provide timely and efficient settlement funding support. Independent product, comparable to bank interest, fast approval, simple process, and promise to professionally provide the most considerate service to mortgage brokers.

Julie holds the master’s degree in business from the University of Adelaide and is the KOL of global investment and immigration. She has worked as a senior executive in a large global investment company for over five years, and currently is the Marketing Manager and BDM in ICFG. Jolie is professional in global asset allocation and well understood the investor preferences which has helped over 500 Chinese families successfully immigrated to other countries with financial planning.
Infinity Capital Financial Group Pty Ltd (ICMM) (ACN 649 538 223) is a comprehensive financial group with a global perspective, a leading non-bank financial institution for Australians to choose from, and the best partner for Mortgage Broker in Australia. The company is headquartered in Sydney, with branches in Melbourne and Brisbane. ICMM’s businesses cover credit and asset management. The group promises to provide professional and considerate support to mortgage brokers, high-quality products that are in line with the interests of customers, and timely and efficient settlement funding support. ICMM offers products that are comparable to bank interest, and with fast approval and a simple application process.
Infinity Capital, Infinite Possibilities
• People: We value people before profit We are understanding, fair, and inclusive
• Integrity: We are honest and upfront. We do what we say and stand by the outcome
• Wisdom: We are a team of well-researched, experienced, and qualified professionals. We strive for excellence and best practice
• Results: We are innovative, positive, and solution focused. We discuss, we decide, and we deliver
We focus on providing professional, high-quality, consistent and steady financial services to all individuals and organizations. We also like to build and maintain long-term relationships with our clients, whilst at the same time taking care of our employees and giving them the possibility to work with integrity, creativity, and in the best interest of our clients, the company, and our constituents. We always insist on putting our clients first, treating clients’ goals as our goals and working to optimise the benefits to create a win-win situation.
To be the preferred financial services company in Australia with a reputation for personalised service based on knowledge and experience and in partnership with our esteemed clients to achieve superior performance, results, and long-term profitability

Infinity Capital Mortgage Management Pty Ltd (ICMM) (ACN 632 265 153, Australian Credit Licence 528727) is Australia’s leading Mortgage Manager. ICMM has many years of nonbank lender credit assessment experience. The group has provided excellent assessment loan service for the brokers and gained countless trust and praise from brokers through professional teams and high-quality services.
ICMM’s loans are fully funded by a mix of top-tier banks and multi-institutional capital and are specifically designed to suit the needs of a diverse range of customers. ICMM is leading the way in challenging the status quo to establish a real alternative to the major banks by focusing on new ideas and technologies to provide customers and partners with innovative, intuitive, tailored, and effective lending solutions.
With years of assessment and mortgage management operations experience, ICMM has helped many clients achieve their goal of home ownership within Australia.
Managing Director
Email: [email protected] Tel: 0406050159/02 80290408
Na Zhang (Sendy) founded Infinity Capital Mortgage Management (ICMM) in 2021. Sendy has worked in the financial services industry for over 5 years, predominately as a finance broker in a leadership role. Having been instrumental in the growth of successful mortgage broking services, Sendy has full experience in helping brokers and their support teams achieve their goals for their business, their team and their clients. As a shareholder, ACL holder and sales director in the predecessor company, Sendy turned the company back into profit. Since the v
commencement of business in 2019, the predecessor company has achieved inspiring results over the last 24 months. It has become of the best Chinese-background mortgage management firm in the local market. The business model was built above the normal standard of a MM and was designed to lay the groundwork for the credit provider’s operational environment. It is also the foundation for a great responsible model ahead while at the same time capturing the market transactions.

Tina holds a master’s degree and was graduated from the business school of University of Sydney, with more than 8 years of working experience in the real estate and loan industry. She has solid professional knowledge, good interpersonal and communication skills and excellent leadership in business development. In 2022, Tina’s mortgage transaction volume reached $180M as the BDM at ICMM.
Email: [email protected]
Tel: 02 8029 0408

Sasha holds a master’s degree in finance and trade from the University of New South Wales. She has many years of experience in non-bank lenders, covering residential and commercial loans, and has helped hundreds of loan brokers solve customer loan problems. Her annual mortgage transaction volume reached $160M.
Email: [email protected]
Tel: 0452051866

Business Development Manager& Chatswood Branch Manager
P: 02 8029 0408
M:0450 010 866
E-mail: [email protected]

Career Introduction – Adela (Shuyi) Hu
Adela holds degrees in Quantitative Finance and Business Analytics from the University of Sydney and has worked in lending since 2019. She specializes in client management, risk assessment, and credit evaluation in mortgage and real estate finance. Known for strategic planning and strong financial skills, Adela is recognized as a reliable and results-driven professional.

Vita holds the master’s degree in finance from Macquarie University. She focused on the Australian credit approval industry, with professional analysis ability and rich experience in loan approval. After years of knowledge and experience accumulation, she provided diversified loan suggestions to many loan applicants during these 5 years, and helped the applicants to obtain loan qualifications successfully.

Siqi was graduated from Macquarie with a Master of Professional Accounting in CPA Studies, and has been engaged in credit for many years. with rich loan experience and related knowledge, as well as a strong sense of risk management. Good communication skills, excellent written and verbal skills, well received by the brokers.

Laura was graduated from the University of Sydney with a master’s degree in accounting. Since 2018, She has been engaged in the background work of mortgage loan evaluation, and accumulated rich experience in non-bank loan review. She is good at the review of PAYG and self-employed income of local and overseas people, and familiar with various non-bank loan products and approval policies. She maintains a careful, patient, and attentive attitude at work, keeps to help brokers provide quality loan services and product experience to customers.

Shirley was graduated from the University of Sydney, Master of Professional Accounting (MPAcc). She once worked in a top Australian accounting firm, engaged in tax planning and analysis, and also has the working experience in a well-known Australian non-bank lending institution and ICFG. She is focusing on Australian loan approval and has accumulated all-round practical experience and strong professional analysis ability. Through profound industry knowledge and internal approval experience of the capital, she has helped thousands of applicants to obtain loans from various financial institutions successfully in the past 6 years. Especially she is good at complex approval of housing loans, construction loans, commercial loans, and self-managed pension fund loans.

Wendy was graduated from Macquarie University with the major of Business Accounting and she is a CPA certified accountant. She has been in the accounting industry for over 10 years and a financial manager in the finance and lending industry for more than 5 years. She has professional knowledge in management, external reporting, financial analysis, tax and regulatory compliance.

Shirley has been working in financial industry for over 6 years. She has the two-way thinking of front-end and back-end audit personnel, is full of enthusiasm for work and focusing on details. She did deep research on loan knowledge and relevant policy changes. In this industry, Shirley fully understands the needs of customers, and strives to create professional value.

With a bachelor’s degree of Finance degree from the University of Harbin Engineer University and a master’s degree of Finance from the University of Sydney, Lee is responsible for overseeing and managing the organization’s credit granting process, including the consistent application of a credit policy, periodic credit reviews. A key part of the role is to ensure the accurate, timely, and secure settlement of transactions (e.g., payments, fees, commissions) with partners, clients, and vendors, thereby minimizing financial risk .
Tel: 02 9182 5891
Email: [email protected]

Karen holds a Master’s degree from the University of Sydney. Since graduation, she has focused on delivering high-quality products along with professional after-sales consulting. She strives to ensure that every client feels valued and fully supported throughout the process.
Tel: 0452389866
Email: [email protected]

With years of experience in Australia’s real estate loan sector, collaborated widely with banks, fund institutions, lawyers, and loan clients. Currently responsible for loan settlement work.
Familiar with Australian real estate loan settlement processes and post-settlement procedures. Guided by IC Group and with the collaboration of the team, we will always be committed to assisting clients in resolving all issues with professionalism and enthusiasm.
Tel:02 8029 0408
Email:[email protected]

With a bachelor’s degree of Engineering degree from the University of Shanghai for Science and Technology and a master’s degree of Finance from the University of New South Wales, Hugo is committed to helping clients and credit brokers solve credit related problems with the motto “there is always a way to solve things”. With a financial education background and 4 years of credit audit experience, he is able to handle all types of credit applications professionally. Under the leadership of ICFG and the active and harmonious work of ICMM credit audit team, Hugo delivers patience and perfect service to customers.
Tel: 02 9182 5891
Email: [email protected]

Annie Chen holds the bachelor’s degree in English from Tianjin University of Technology and Education (TUTE). She has many years of experience in the financial industry and works enthusiastically and carefully, and currently is the Customer Service Officer. Annie is professional in solving client’s various problems.
Tel: 02 8029 0408
Mail: [email protected]



Why Choose Us
$2.5 million maximum for each established property, $1.5 million maximum for each Construction, maximum single borrow exposure up to $ 5 million. Maximum IO amount up to $2 million.
Citizen expat or elite local income will let the owner occupied with LVR less than 60% and repayment with principal and interest
Wide range of TR visa accepted and even non-resident, plus wide range of different income countries accepted
We regularly communicate our home loan processing times, and as of this week, the average time to pick up a file is two hours and so is the average time for credit assessment – but we’re usually well below that timeframe
borrowers could be approved within a day or two with us
Only recently, one of our mortgage brokers got a customer to settlement within 2 weeks!
If you’re self-employed, you may find it difficult to provide your most recent financials to prove your income.
Other times, your financials don’t accurately reflect your yearly earnings, particularly if you’ve purposely reduced your income for tax purposes.
To make life easier for you, you can ask your accountant to provide a letter as evidence of your income confirming that a business is trading at a profit.
Wide range of valuation company on the list, you can choose your own prefer valuation company and reorder the valuation company if the valuation result if not meet your expectation.
Income accepted from wide range of different countries and lower veda score applicant accepted. Bonus and commission also can be accepted in full.
Within Online Banking, you’ll be able to use our full suite of features and services. Check your account balance, pay a bill using BPAY, view interest earned, lock a misplaced card, share your transaction receipts, and account details easily – the list goes on.
App makes the everyday a little easier with great banking and payment features to manage your money on the go.
An offset account can give you the freedom to “park” your own funds and save in interest whilst keeping the loan itself free of “personal” transactions. helpful if you are claiming a tax deduction on loan interest as most accountants will advise you not to deposit your own funds in and draw them out unless they are used for tax deductible purposes.