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Infinity Capital > IC Products > IC Premium SMSF Commercial

IC Premium SMSF Commercial

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Key Niches

  • Corporate Trustee Only
  • Up to 75% LVR
  • High-Density postcode accepted
  • No Age Restriction
  • Confirmation of Loan Acceptance within 48 hours
  • Credit Default Acceptable

Our Services

GET THE Product GuideDownload the pdf file of latest update for this service.

Need Help ?

Please feel free to contact us. We will get back to you with 1-2 business days. Or just call us now

02 8029 0408

1300 137 599

[email protected]

Calculator

Product Summary

Residential

Loan Amount

$50,000 to $2,000,000

Single Borrower Exposure$3,000,000
Maximum LVR

75%

Loan Term3 to 30 years
Borrower TypeCorporate trustee only
Loan PurposeNew purchase or refinance
Repayment Types

Principal and Interest (Interest Only for maximum of 5 years)

Facility

Internet Banking

SecurityFactories, Warehouses, Retail Outlets, and any other acceptable commercial used properties.

Document Checklist

  • Application Form
  • Broker Certified 100 points ID
  • Equifax Reports (for each trustee company of the SMSF and the Bare Trust). Note: recent enquiries must be addressed (last 2 years)
  • IC Premium Servicing Calculator
  • 2 of 3 most recent consecutive payslips
  • Latest 3 consecutive bank statements from a financial institution in the name of the employee showing regular salary credits from the employer
  • Where the applicant is only able to provide pay slips or bank statements (i.e. one of the two required forms of salary evidence), BC Capital will consider the application if a legitimate explanation is provided plus one of the following alternative documents is provided:
  • • An employment contract
  • • Or A letter from the employer on company letterhead detailing
  • Where the borrower is employed by a family member, payslips or employment letters must be accompanied by last year’s tax returns and ATO assessment notices. If employment has only been in current financial year, last 3 months bank statements in the applicant’s name must be provided along with payslips or employment letter.
  • • Certified Trust Deed
  • • Certified Bare Trust Deed
  • • Certificate of registration for the SMSF Trustee company
  • • Certificate of registration for the SMSF Bare Trustee company
  • • Cash Management Account Statements
  • • Accountant letter to confirm annual ongoing cost for SMSF, if newly established fund and no tax return available

Fast Refinance - Max 70% LVR

  • 2 Years clear SMSF loan statements not older than 45 days at approval
  • Rental income for last 12 months (Either rental statements and/or rental credits to bank statements) not older than 45 days at approval

For Self-employed borrowers

  • Self-employed personal tax returns for the last 2 years (TFN removed)
  • Self-employed personal notice of tax assessment for the last 2 years (TFN removed)

Our Services

GET THE Product GuideDownload the pdf file of latest update for this service.

Need Help ?

Please feel free to contact us. We will get back to you with 1-2 business days. Or just call us now

02 8029 0408

1300 137 599

[email protected]

Calculator

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