Suite 34.03, level 34/201 Elizabeth St, Sydney NSW 2000 02 8029 0408 | 1300 137 599


About Easy Residential

>Max LVR: 80%

>Max Loan Amount: $1,000,000

>Promotion Rate: OO 4.47% LVR 80% Max $600,000

>Friendly Cash out Policy

>No Age Restriction

>Option of Choice for Valuation Company

(PRP, OPTEN, Herron Todd White, CSA)

Loan Purpose and Rate

Owner Occupied

OO: 4.47% PI (LVR ≤ 80%)

Interest rate from 4.47% P.A.

Comparison rate from 4.72% P.A.


INV: 4.86% PI (LVR ≤ 80%)

Interest rate from 4.86% P.A.


Product Summary

Security typeResidential
Loan Amount$100,000 to $1,000,000
Maximum LVR80%
Loan TermUp to 30 years
Borrower TypeIndividuals, Company or Trust
Loan PurposeNew Purchase, Refinance, Equity Release
Repayment MethodDirect debit from nominated bank account
Redraw FacilityVariable rate loans only. Fee free for internet transaction. Transaction fees apply for requests that are manually processed.
Interest structurePrincipal and Interest & Interest Only (Up to 5 years)
Owner Occupied (LVR ≤ 80%)4.47% P.A. (PI)
Investment (LVR ≤ 80%)4.86% P.A. (PI)
Application fee$0

Document Checklist

Income Documents (PAYG)

Last 2 payslips PLUS

One of the following:

Letter of employment

Latest group certificate / PAYG summary

Tax assessment notice

Income Documents (Self-Employed)

Last 2 years company tax returns and financial statements

Last 2 years individual tax return and tax assessment notice

Credit Approval of 1 year ABN trading (refer to credit)

Loan Calculator

Genworth Calculator

Recommended serviceability pass rate NDI 1.1:1

We take 80% of existing rental income into servicing for

investment property.


* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.