IC Elite Citizen Expat

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Max Loan Size	Established Property $2,500,000 Construction $1,500,000
Maximum LVR	85%
Loan Term	Up to 30 years
Borrower Type	Individuals
Loan Purpose	House and land construction loans with progress payments
Repayment Method	During Construction: Interest Only After Construction: Principal and Interest or Interest Only (Up to 5 years) Construction loan loading will be removed after construction is complete, it will convert to established property rate.
Facility	Internet and Phone Banking (Free unlimited transactions). Redraw Available
Repayment Methods Offset	100% offset facility available

Application Form
Broker Certified 100 points ID
Home Country Credit Report（Equifax check if AUS standard applicant）
IC Elite Servicing Calculator
Most Recent 3 Payslips
Last 3 months of bank statement showing salary credits
Latest 1 month statement for all mortgage, credit card, personal loans within Australia
Latest 3 months rental statement for current properties

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