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Infinity Capital > IC Products > IC Solution SMSF

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Infinity Capital > IC Products > IC Solution SMSF

IC Solution SMSF

Key Niches

Residential and Commercial securities
Maximum LVR 80% Residential,75% Commercial
Investment or Owner Occupied (Commercial Only)
Available to Prime & Near Prime profiles
Individual or Corporate Trustee
30 year loan terms - P&I or IO (Max 5 years)
Purchase and Refinance

Product Summary

Residential

Loan Amount	$100,000 to $2,000,000
Acceptable Securities – Commercial	Office, Warehouse, Factory, Retail Premise & Light Industrial
Minimum SMSF Balance	$150,000
Maximum LVR	80%
Loan Term	Up to 30 years
Borrower Type	Individuals, Company or Trust
Loan Purpose	Purchase, Refinance
Repayment Types	Principal and Interest (Interest Only for maximum of 5 years)
Facility	Internet Banking (Free unlimited transactions). Redraw Available
Other Requirements	Confirmation of current investment strategy developed by a suitably qualified individual. LRBA to be in line with current investment strategy.

Document Checklist

Income Documents (PAYG)

Application Form
Broker Certified 100 points ID
Home Country Credit Report（Equifax check if AUS standard applicant）
IC Solution Servicing Calculator
Most Recent 2 Payslips

For Self-employed borrowers

Required when owner occupied commercial or contributions history not evident
Last two years company financials (if available)
Last two years company tax return
Last two years personal tax return
Last two years NOA for self-employed borrowers

Documentation – SMSF

Last 2 years SMSF Financials
OR Last 2 years Superannuation Statements (evidencing 2 years contributions history)

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